Service Tree

The Service Tree lists all services in "branched" groups, starting with the very general and moving to the very specific. Click on the name of any group name to see the sub-groups available within it. Click on a service code to see its details and the providers who offer that service.

Credit Builder Loans

Taxonomy Code: DM-1500.1480

Programs offered by credit unions, banks and some nonprofit organizations that provide loans specifically designed to help low income people build their credit in order to avoid the costs that accompany a low or nonexistent credit score. Most of the loans are in the $500 to $1,000 range making them reasonable to pay back. Borrowers make payments over time, typically a year or two. The money may be placed in a locked, interest bearing savings account and can be accessed by the individual once the loan is paid off. Secured and unsecured credit builder loans may also be available.

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